Whether you are planning on buying your first home or your forever home, or if you're just taking your next step on the property ladder, it is important to know what your finance options are. 

The first step in any home buying journey, is to establish how much you can afford to spend on your next home. This can be a combination of cash savings as well as the amount your mortgage lender will agree to lend you. A simple conversation with your bank or enlisting the advice of a mortgage advisor can help you understand what you are likely to be able to borrow towards your home.