First Time Buyers

Where to begin?

As with any big decision you make in your life, research is the key to success. This means figuring out your finances, what you can afford and what other costs you will incur alongside the house purchase.

Find out about what schemes are available to you, such as the Help To Buy Equity Loan, wherein the Government will lend you 20% of the purchase price, interest free for five years.

You will need at least a 5% deposit, the larger the deposit, the higher your chance of being accepted for a mortgage and of gaining access to lower interest rates.

It is a good idea to speak to a Financial Advisor at this point, here at Chartford, we can put you in touch with an independent advisor who will be happy to talk through your finances at no cost and no obligation.

Once you have a strong idea of what you can afford you can start looking for your ideal home.