Help to Buy

Move into a brand new Chartford Home with just 5% deposit using the Help to Buy Scheme
Help to Buy

What Is Help To Buy?

Help to Buy Equity Loan is available on new build homes up to £600,000 in England, £400,000 in Scotland and £300,000 in Wales. 

You will only need to secure up to a 75% mortgage from a bank or building society. The Government will lend you an equity loan up to 20% of the property value which can be repaid at any time during the loan term or on the sale of your home. In England and Wales, you won’t be charged any loan fees for the first 5 years of owning your home. There is a £1 per month management fee to be paid until the loan is re-paid. Plus, there is a range of competitive mortgage rates available.

Want To Know More About Help To Buy?

Call Chartford Homes on 0113 237 2900 or email​
With Help to Buy, all prospective Chartford buyers can benefit from the Government-backed equity loan scheme where just a 5% deposit is needed to buy your brand new home - plus a 75% mortgage!

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How It Works 

  • You will only need a minimum 5% deposit
  • Available to all types of home buyers, providing it will be your only home
  • Only available on new-build properties
  • No household annual income limit
  • The Government will lend you up to 20% of the value of your property through an equity loan.
  • You will only need to secure up to a 75% mortgage – accessing more competitive lending rates
  • 100% home ownership